Medicare Disclosures
We do not offer every plan available in your area. Currently we represent 20 organizations which offer 187 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan.
Limitations, copayments, and restrictions may apply.
Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year.
Nexus Insurance Brokerage is a licensed, independent insurance agency. This content is not produced by, affiliated with, or endorsed by Medicare, the Centers for Medicare & Medicaid Services (CMS), or any other government agency.
Language assistance services are available at no cost. If you need help in a language other than English, please call us at 813-590-0124. We will work with you and coordinate with the appropriate carriers to provide the assistance you need.
Insurance & Annuity Disclosures
Best Interest: Nexus Insurance Brokerage is committed to acting in your best interest when recommending annuity products. We will not place our financial interests ahead of yours. All recommendations are based on your individual financial situation, needs, and objectives.
Educational: The information published on this website is educational in nature and is not intended to be a recommendation to sell or purchase an annuity or any specific insurance or financial product.
Professional Advice: The information on this website does not constitute professional, legal, or financial advice. For questions about a specific annuity or policy, please contact a qualified licensed insurance agent or attorney.
Guarantees: All guarantees, including guaranteed income and death benefit guarantees, are subject to the claims-paying ability and financial strength of the issuing insurance company. They are not backed by any government agency.
Index Crediting: Index-linked interest is calculated using a participation rate, cap rate, and/or spread that limits credited interest. Dividends are excluded from index calculations. Past index performance does not guarantee future credited interest. Your principal is protected from index losses, but indexed credits are not guaranteed.
Surrender & Liquidity: Annuities are long-term financial products designed for retirement income purposes. Early withdrawals are subject to surrender charges, declining over the surrender period. Withdrawals exceeding the penalty-free amount may also be subject to a 10% federal tax penalty if taken before age 59½.
Tax: The sale or liquidation of any stock, bond, IRA, certificate of deposit, mutual fund, annuity, or other asset to fund the purchase of an annuity may have tax consequences, early withdrawal penalties, or other costs or penalties. Please consult with qualified legal or financial professionals prior to purchasing an annuity.
Testimonials: Endorsements and testimonials represent individual experiences and should not be construed as a recommendation to purchase or a guarantee of results.
Patriot Act: Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, including an application for an insurance policy or annuity contract, pursuant to Section 326 of the USA PATRIOT Act.
Language Assistance: Language assistance services are available at no cost. If you need help in a language other than English, please call us at 813-590-0124. We will work with you and coordinate with the appropriate carriers to provide the assistance you need.
